Facts About Unitrin Kemper

Unitrin Kemper

The insurer known as Unitrin Kemper is the old established Kemper insurance (founded in 1926) that was purchased by Unitrin in 2002.

Although owned by Unitrin, Kemper is still a separate insurance service from the insurance giant Unitrin.

Kemper remains a trusted company while having the added advantage of being under the umbrella of a larger company.

There are many certainties and uncertainties when it comes to car insurance, particularly when it comes to picking the best one for you.


I'm a big believer in comparison shopping! 

I suggest you check both with Unitrin Direct car insurance and Unitrin Kemper to determine which offers the best options for your specific situation, if you are looking for insurance under the Unitrin umbrella.

There's a long list of needs that just about everyone is looking for when buying car insurance and they include:

  • quality of care
  • customer service
  • great coverage
  • fast response

I did some research on Kemper car insurance because I wanted to see how they stand up when it comes to my standards.

One major consideration to think about for most of us these days when switching auto insurance is most definitely cost. Most of us are trying to save a few extra bucks, and one of the best ways to save is to shop around for different policies to find the right one to help keep you on budget.

Right off the bat Unitrin guarantees that customers who have recently switched saved on average of $550 a year which is nothing to sneer at!

In the case of Kemper of Unitrin, they offer a product called "Package Plus" that bundles just about all of your various insurance needs into one package, saving you money in the process.

This isn't for everyone, because some people hold to the philosophy that they don't want all of their eggs in "one basket" so to speak. I'll leave that for you to decide, but you should at least be aware of your options.

Above all I personally believe that it is important to have a certain level of security, so no matter what the problem is I will feel taken care of. I checked into Unitrin Kemper auto policies and what I found did help to put my mind at ease.

As they should, Kemper not only covers cost of repair in the case of an accident, but they also help relieve unseen costs such as medical bills and loss of wages. Like some other insurance carriers, Kemper offers safe driver discounts meaning that if you don't have any major accidents or claims that you will receive a rewarded discount.

One thing I noticed that not all providers offer is the option of numerous discounts based on certain safety features on your vehicle. Some of the Kemper discounts available are for the following:

  • driver training
  • airbags
  • anti-lock brakes
  • automatic seat belts
  • ...and many more

I appreciate the fact that they encourage you to be a safe driver and also to choose to purchase new vehicles with the latest safety features, because there is nothing more important than safety.

Of course, as is the case of all insurers, it's in their best interest for you to be safe, so they have fewer claims to pay. No insurance company is altruistic! :)

While I love the idea of encouraging driver safety, I was a little disappointed that Kemper doesn't offer safe driver courses themselves. I do feel that it is an important part of keeping each of us protected on the roads.

I can't tell you to choose Kemper or Unitrin Direct car insurance, or any other. It's my goal to simply help you to know a bit more about the company so that you can determine if they are right for you.

In the end, the best way to find out for yourself is to call a Unitrin Kemper agent and get answers to the questions that mean the most to you. I just hope I helped you along!

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