To locate UK classic car insurance that is really going to meet your
needs, you do need to have a basic understanding of the differences
between regular car insurance and classic car insurance in UK.
Classic cars are usually considered as cars that are at least 20 years old.
That's a general rule of thumb, but there are other conditions that affect whether or not you are eligible for classic car insurance.
Some vehicles fall into the category of "historic cars" or even "vintage cars." Vintage cars are those vehicles that are pre-1930.
If you've got one of those old beauties, you've got a real gem on your
hands. It's no wonder you'd want to be sure it is fully covered.
Of course, if your car is ever on the road, you'll need basic automobile insurance, for starters.
Comprehensive, Third Party Fire and Theft and Third Party Only are insurance considerations that most drivers in the UK are already familiar with.
But when it comes to the "extra's" that are more unique to classic or vintage autos, you'll want to thoroughly consider options like "low mileage," "agreed value" and "laid up" policies, too.
Some people aren't aware of the fact that UK classic car insurance can cost less than regular auto insurance in some cases. It's true!
Classic vehicles are often driven far fewer miles than normal. In fact, many rarely see the light of day during the winter months. They are also usually kept in a covered and secure location. These factors will help to drive down the cost of your insurance premiums.
I know that money isn't always the issue when it comes to classic car insurance. You want to be sure that you are getting good value for that money. There's nothing worse than paying your premiums faithfully, only to discover in the event of a claim that your insurance provider is shady and refuses to pay out as promised.
There are quite a few places where you can get a free quote for car insurance in UK online, even for classic car insurance. Ecar Insurance is one of them, but here are a few more of the most well known insurance brokers and providers:
This list of classic car insurance providers in the UK is certainly not extensive or all inclusive, but these are the names that you should at least consider for a quote and assistance in determining what kind of policy is best for you and your unique insurance needs.
Most of these brokers will tailor a policy that is just right for you.