The Selective Insurance Company is probably not one of the most well-known insurers in the country, but I think they are worth noting and considering.
I chose to try Selective auto insurance myself this year after speaking to my broker and trying to find a few more dollars in savings on my premiums.
I recommend that everyone take a few minutes each year to evaluate their auto insurance carrier if they are interested in saving money.
By taking advantage of all the free quote services online, it really does just take minutes, but the savings can be in the hundreds.
As I was saying, Selective offered me the best deal this year, so I decided to give them a try.
Since I wasn't already familiar with Selective auto insurance, I had to dig a little deeper to find out who they were and what kind of track record they had as a car insurance provider.
These are some of the basic facts I learned during my "investigation"...
The Selective Ins Group is essentially a holding company that includes ten different insurance companies (all having "Selective" in the name) that offer various types of insurance to residents of most states in the eastern half of the United States.
The head office is located in Hamilton, New Jersey, but they work in conjunction with independent insurance agents and brokers around the country (which is how I came to discover them).
With Selective you'll find the option of both business and commercial insurance as well as personal insurance.
I'm obviously more personally interested in the Selective auto insurance options, and it was good to discover that they offer the same types of car insurance discounts that the "big players" offer:
I got a pretty good deal myself on my Selective auto insurance policy, and I'm going to give a personal review of the company based on filing a claim (yes, I've unfortunately had that pleasure this year).
But, I'd like to hear from you. If you've dealt with Selective for any reason, we'd like to get your personal experience to add to our growing list of automobile insurance ratings. Use the form below to tell us all about it.
For your convenience, the phone number for Selective Insurance if you need to report a claim is (866) 455-9969.
If you're looking for a Selective Insurance mailing address within your region and phone numbers specific to those offices, you'll find a current list here.
Most people hate spending money on auto insurance. But if you have to spend the money, you want to be sure you are getting the best deal possible.
You expect good customer service, prompt attention to claims, and help when you need it. Are you getting this from your automobile insurance provider?
Praise or punish your insurance company here. Your input will be a help to future insurance consumers who want honest opinions rather than the company line. Go ahead, rant or rave!