RV Rental Insurance

RV Rental Insurance

When it comes to RV Rental Insurance, you definitely want to make sure you are covered.

The truth is, you'll never be allowed to actually rent a travel trailer unless you DO have insurance coverage, so it's a must in more ways than one. 

The idea of renting an RV is a very good one.  Most of us don't have the money to purchase a recreational vehicle outright, especially if we may not get to use it that much.

A short term rental for your holiday may be the perfect option for you.

On the other hand, if you have managed to save up enough and want to try out the RV lifestyle, renting an RV is a great way to try before you buy.  :)

Who knows? Maybe you'll discover that living on the road is not all it's cracked up to be!

When it comes to RV insurance policies, RV rental insurance is a little different than insuring a recreational vehicle that you actually own.  You have two options when insuring a rental RV.

  1. Purchase RV insurance from or through the rental company you're dealing with.  Most RV rentals will have an insurance plan you can buy into and probably the most common insurer they use is MBA Insurance.

  2. Add insurance for your RV rental to your current auto insurance policy.  Most companies will allow you to do this (for a fee, of course), but you will need to get the correct forms needed from the rental company to provide to your insurance company.

rv rental insurance

Either of the above choices is acceptable and completely up to you.  It may be worth your while to check the cost of both options before you make up your mind.  That's definitely what I would do because even though I want to be sure I'm properly insured, I want to pay as little as possible for the privilege.  :)

Extra Tip Worth Checking: You may not know this little bit of trivia, but some credit card companies will provide automatic insurance if you use their card to pay for your rental vehicle. 

I know this to be true because I use one of my own cards precisely for that purpose.  ;)  Admittedly, I haven't tried using it for RV rental insurance yet, but I wanted to mention the possibility because it's worth making a few calls and checking into it.  This could save you a good bit of money that you can spend on your holiday instead. 

Enjoy your trip.  Safe Driving!

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