Online Motorcycle Insurance Quote
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Online Motorcycle Insurance Quote

Getting an online motorcycle insurance quote is a great way to save yourself time and money. 

Motorcycle insurance rates aren't usually as expensive as car insurance rates for several reasons. 

The most obvious reason being that a motorcycle rarely does as much damage as an automobile when an accident occurs.  That means less liability for the insurer so the lowered risk means lower fees for you.

There are always exceptions to the rule, of course.  If you've got a motorcycle that's been custom built or has a lot of custom parts and modifications, you're going to want special insurance to cover the costs of replacement.

If you like to ride, you want to be sure you are covered.

You probably already know that you are required by law to have motorcycle insurance before you can legally ride on public roads.

The amount of insurance above the minimum requirements is entirely up to you.  Let's think a bit about what type of coverage you might desire.

If you've only paid a couple hundred bucks for your bike, you probably are going to limit your motorcycle insurance to basic liability.  No problem.

But if you've made an investment in your motorcycle, you want to protect that investment with the same types of insurance that you buy to protect your car.

Consider the following:

  • Bodily Injury Liability - medical bills for your passenger or someone else you injure in an accident
  • Medical Payments - various types of medical bills
  • Personal Injury Protection - medical, hospital, lost income, child care, and funeral expenses
  • Collision - damage to your bike from a crash
  • Comprehensive - damage to your bike from some other cause
  • Uninsured/Underinsured Motorist Bodily Injury - just in case the other party doesn't have the coverage they should
  • Property Damage Liability - if you damage someone else's property
  • Coverage for Custom Parts
  • Towing and Labor
  • Rental Reimbursement

As you can see, there really is a lot to think about, but it's not as hard as it may sound.  You can get a free online motorcycle insurance quote here to see how much it's going to cost you to get the coverage you want and need.

Don't be afraid to shop around for the cheapest motorcycle insurance. Prices do vary from company to company, and a lot more companies are offering motorcycle insurance rates as part of their portfolio of insurance products available. Here are a few...

In fact, if you have auto insurance with a particular company, you just might get the cheapest motorcycle insurance rates by adding your bike to your policy.  It doesn't hurt to ask.

Be safe on the roads!

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