Getting a classic car insurance quote for your classic auto should be a top priority for you.
If you want to ensure that you're covered for any loss due to accident, theft, vandalism, or natural disaster, the right insurance coverage is a must.
Classic cars fall into a special category and need a specific type of insurance.
You don't want to limit yourself to standard car insurance because you may end up failing to get the amount of compensation you really need in the event of a loss.
There are certain options you should consider when deciding on potential classic auto insurance policies.
Older cars generally decrease in value the older they grow. When they become classic, though, things begin to change.
The value starts increasing again, especially with old favorites. Never underestimate the value of nostalgia! Grin! :)
One of the features to consider when reviewing classic auto insurance quotes is agreed value. You want your valuation to be based on the "antique" quality of your vehicle, not the usual Kelley blue book estimate.
Be sure that you talk to your insurance agent about "Agreed Value" and understand what they offer and what your quote includes.
Secondly, if you decide to restore a classic auto, you probably don't even need to bother with liability insurance during the early stages.
If the vehicle is not drivable as it goes through it's complete makeover, don't waste your money on liability. Instead, ask for comprehensive only insurance.
Your car will still be covered for theft or damage so you don't lose out in case of the unforeseen and unexpected.
If you have the vehicle garaged or stored in a lock-up facility of some type, also include that bit of information in your conversation or application for a quote. You are likely to get a lower classic car insurance quote if your vehicle is in a safer and secure environment.
There are other important things to consider with classic auto insurance. Check them out and then take advantage of some free online quotes to find just what you are looking for.