Get the cheapest car insurance in UK by knowing your options and selecting the right company for you.
UK car insurance rates can really vary depending on the insurer you are dealing with.
If you want to get the cheapest car insurance, you've got to be willing to spend a little time doing your research.
First of all, know what kind of coverage you want to have. If you have an older vehicle, you may not need to carry fully comprehensive auto insurance.
Also, consider carrying a higher excess. Your excess is the amount you pay first in a claim before the insurance policy covers the difference.
The higher the excess you can bear yourself, the lower the rates you can be quoted on your premium.
Keep in mind, too, that if you are willing to pay your annual premium in one lump sum, you will be offered a cheaper rate. You save the fees that are added on when paying monthly or quarterly.
Save time by using the uk online insurance broker services that are available. Some of the most highly recommended services are...
You just input your information and they will search for the cheapest UK auto insurance quote based on your specific details. Some of these services are more thorough than the others, but it is worth checking with all four of them.
After getting the basic numbers back from these brokers, take the best few options and pursue further discounts by visiting the insurers site directly or ringing and speaking to an agent. You can often bring the price down even further by taking advantage of any special deals they may be offering that weren't included in the general quote.
Even though you want the cheapest car insurance possible, be sure that the company you are going to use is one of the regulated insurers of the UK so that you don't end up being swindled. The best place to check on each company's status is the Financial Services Authority (FSA).