If you're looking for cheap classic car insurance, you'll find it by limiting yourself to coverage that you really need.
Do you have an old classic auto like this beautiful 1935 Chevrolet Standard Coupe? You lucky thing!
Maybe you're in the process of trying to restore an old beauty to her former glory? Now THAT'S a hobby! :)
Even if your vehicle is not quite ready for "showing off," it's still a good idea to cover it with insurance for classic cars. You're probably not going to need to worry about collision or liability insurance if the vehicle is still in the restoration process.
On the other hand, Comprehensive only insurance will at least
reimburse you in cases of theft, vandalism, and the like. In this day
and age, that's usually a wise investment.
However, if your classic car is already on the road, you are definitely going to want "full coverage." In order to find the cheapest classic car insurance, you'll have to shop around. You don't have to settle for the first quote you get.
You can also take advantage of auto insurance discounts like you would for a regular car insurance policy.
Don't forget that if you get a higher auto insurance deductible you can bring down your premiums that way as well. The highest deductible allowed is always an option that I seriously consider.
Get a couple of free online quotes and compare them to find the best deal for you. I still think comparison shopping is one of your greatest advantages, especially when you consider the many free online quote services currently available.
Once you've received the basic quotes, that's when you may decide to go that one step further and call some agents in your area and see if they can help you do better. Once you've done the initial groundwork, you'll be better positioned to wrangle a good deal.
If you've got the type of classic car that is only on the road a few weeks out of the year traveling to car shows, etc., and you keep it garaged the rest of the year, be sure to make that abundantly clear to the prospective insurance company. Like I mentioned at the start, you don't want to pay for more insurance than you actually need.
Enjoy your classic beauty!