Online car insurance qoutes are free and so easy to get these days, both online and offline.
There is no obligation to purchase from any company even if they've given you a quote, so don't be shy about taking advantage of this service.
You can use a variety of auto insurance quote services to find and compare insurance quotes for your particular insurance situation.
Your next door neighbor may be paying a far different insurance premium than you are depending on their circumstances, age, type of vehicle, and driving history. Your sibling may pay more or less than you based on living in a different location.
There are so many personal variables when it comes to car insurance, that you can't really determine what your rates will be until you go to the trouble of getting some competing quotes yourself.
Having said that, quite often you'll also notice a drastic difference in price depending on which company you deal with.
I used to always just go for the cheapest car insurance company, but experience is a good teacher.
I've learned over the years, that some companies are dreadful when it comes to customer service, wriggling out of paying legitimate claims, etc. I don't want to deal with them no matter how cheap the insurance.
The truth is, everyone needs auto insurance quotes each year, because car insurance is mandatory for almost all drivers regardless of where they live in the world.
I'm one of those frugal souls who is always pinching pennies. If I can save an extra $50 - $200 just by taking a few minutes to fill in some online quote forms, you can bet I will. It is a relatively easy process to get a few quotes and do some comparison shopping.
These quote services are highly recommended:
Compare your results and find the cheapest and most appealing quotes.
You can then contact the company directly, if you choose, and try to
wrangle an even better deal.
Just remember two very important facts. First, there are usually more discounts to be had if you take the time and trouble to ask for them by name. :-)
Secondly, the cheapest option is not always the best option when it comes to car insurance. Like I said earlier, I'm all for cheap car insurance! But when you've read as many horror stories as I have about certain insurance companies in our insurance review sections, you know that you want a company you can rely on, too, if you ever get in an accident.
Be careful on the roads!