You really ought to claim your discount for Auto Insurance for Good Drivers if you have a clean driving record.
The longer your history of good driving the better, of course!
With the advent of increased traffic, the dawn of road rage, and the ever increasing fast paced lives, it is amazing that any of us can maintain a good, clean, driving record.
I don't know how many times I've been cut-off by people who are talking on their cell phones while driving and clearly not paying attention to the road.
However, if you have been able to keep your cool head and drive cautiously without tickets or accidents for 3-5 years, you can expect to reap the benefits and save "a bundle" on your auto insurance premiums.
And why shouldn't you expect to be rewarded for your genuine efforts and achievements?
Insist on lower premiums, even threaten to change companies (and do it if you have to) to get the best possible rates.
We all work hard for our income, and it galls sometimes to have to turn it over to car insurance companies year after year "just in case" we ever have an accident.
I always feel that the more money I can manage to keep in my own pocket, the better! How about you? :)
Apart from keeping your record clear of accidents and traffic tickets,
you can also claim discounts as a good driver if you have taken a
defensive driver course, and have had continual coverage for several
If you are a young driver, good grades and drivers training will help you out until you get the experience you need.
But for older drivers, there's an even easier alternative. You can take an online drivers safety course for mature drivers at idrivesafely. This alone will make you eligible for considerable savings.
Finally, let me encourage you to shop around for auto insurance. Don't just take the first quote you get. It is an extremely competitive industry. Everyone wants your money.