Antique Car Insurance Online Quote

antique car insurance online quote

Do you need an antique car insurance online quote?

If so, you're better off working with companies that deal specifically with antique auto insurance.

The reason for this is two-fold. First of all, the insurance agents that deal with specialty insurance for vintage vehicles understand your "language" when discussing your options.

Secondly, they are more prepared to deal with the special needs of antique automobile owners.

Antique motor cars are in a class of their own and they call for special types of coverages that don't apply to the average automobile.

For instance, if you've got an antique car, you want it to be insured for an agreed upon value. Standard insurance policies cover only the actual value, which is not going to take into consideration the fact that your beautiful baby is a classic or antique.

What to look for in an
antique car insurance online quote...

antique car insurance online quote

When considering an online quote for an antique car, here are some basic policy issues you should keep in mind and look for.

If you aren't sure if one of these coverages is included, don't assume. Be sure to ask!

  • Agreed Value - As previously mentioned this is a set amount that you want to be able to recoup in the event of a claim.

  • Inflation Guard - If you have the coverage for a while, you want to be sure it allows for the cost of inflation that may affect the value of your vehicle.

  • Spare Parts Coverage - I'm sure you know that spare parts for antiques can be really expensive. Make sure you've got this included.

  • Worldwide Touring Coverage - This is really only necessary if you intend to take your car around to the different international car shows or exhibits.

  • Unlimited Mileage - If you are storing your vehicle, or still in the restoration stage, you may decide to skip this coverage. However, if you do plan to drive your antique auto on the road, be sure this coverage is understood and spelled out.

  • Automatic 30 Day Cover - You want to have this cover if there is a chance that you may decide to purchase an antique auto without much notice. This coverage will give you 30 days to notify your insurer and yet still be covered.

If you have some other concern or another specific coverage you are interested in, just ask your insurance agent or broker when requesting an antique car insurance online quote.

Expect prompt and efficient service. If you don't get it, move on to another prospective insurer. If you have difficulty in the quote process, you are much more likely to have difficulty if you ever need to make a claim. Don't settle for that. Your insurance company should value you as a customer and treat you that way.

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