Amica Car Insurance Wants More Money
by Vasco Vasquez
(Mission Hills, CA USA)
Amica car insurance wants more money. What do I do?
I have provided Amica with a notification that I will not be renewing my insurance with them. I have renewed my car insurance with another company.
Amica continued to send bill statements to me although my car insurance was with another company.
Finally, I called them and they requested a copy of my new car insurance Declarations. However, the billing continued from Amica and I decided that I will not pay since my car insurance was renewed by another company.
Is this proper for them to continue billing me?
No it's NOT proper for Amica to continue to send you bills even though your insurance was canceled. Unfortunately this does happen quite often with various insurance companies.
You have to wonder...
- Are they hoping customers won't realize what's going on and "accidentally" pay the bill?
- Are they trying to use pressure and fear tactics to wear you down?
- Are they simply terrible at their bookkeeping and can't get their records straight in a timely fashion?
Regardless of the reasons, as long as you have auto insurance coverage with some company and are complying with the laws of your state, don't worry about it.
You've done what you should do and let them know of their mistake. If they keep sending you bills, just keep throwing them away. They will eventually probably send you a statement saying that you aren't insured because you've failed to pay, etc., etc.
There is no reason why you should have to prove to THEM that you have a different insurance company or send them the declarations page. It's not any of their business.
As long as YOU know you are covered by the other auto insurance company and can show proof of insurance to the department of motor vehicles or if you get pulled up by the police, you really have nothing to worry about.
For your own peace of mind, you may want to keep one copy of that bill and make notes on it of the date you called to let them know that you were no longer insuring with Amica. You can write down the name of the person you spoke to, and any other pertinent details.
Just put that in your insurance file and you'll have a written record of the situation should you ever need it. I doubt that you will, but I like to keep these details for a little while, just in case. It comes in handy from time to time. :)
Angie from Auto Insurance Helper