There are two types of Allied Insurance Brokers that can be a help to you in various ways.
The first sort of brokers are those that sell Allied car insurance. Allied utilizes independent insurance agents to sell their auto insurance products.
Basically, that's what a broker is, but they can sell insurance for a variety of companies, rather than just one, so that you are more likely to get a policy that is suited to your needs.
I've worked with brokers in the past and I've had good and bad experiences. As with most most industries, it all comes down to the individual person. Get a good broker and you'll end up with a good client experience. Get a bad or lazy broker and, well, you get the picture, I'm sure.
When it comes to Allied car insurance, the actual insurance policy may be provided or set up for you through an independent insurance agent or an Allied insurance broker.
However, the policy itself will be underwritten by Nationwide, because the Allied Insurance Company is one of their subsidiaries.
I do need to make something clear, though. There are a number of different companies that either go by the name Allied Insurance or Allied Insurance Brokers all over the world.
They are not ALL associated with Nationwide Insurance. In the USA, Allied is most closely linked to Nationwide, but if you are unsure of who you are dealing with, look for the Allied logo which includes the words "a Nationwide Insurance Company" in small print.
There is also a fairly well-known company in Pittsburgh, Pennsylvania, that is called Allied Insurance Brokers. They do offer insurance, but it is not auto insurance.
They specialize more in a different part of the industry, specifically rental equipment and party goods, scaffold, and wood products industries, crane, concrete pumping, and nonprofit and human service organizations.
If you're in that sort of business and are looking for risk management strategies to help insure your liability, etc., you'll want to contact those particular Allied Brokers here to see what they can offer you.
Okay, let's get back to Allied car insurance, shall we? :)
One of the benefits of dealing with an independent Allied insurance broker is the ability to get them to tailor your policy specifically to your needs. They can help you to evaluate all possible discounts you are eligible for and make sure you aren't paying for insurance you don't really need.
I'm a gal who always likes to shop around for the best price, no matter what I'm buying, and that includes auto insurance.
I tend to use the free online quote services to narrow down my search for the cheapest options first and then compare the lowest two or three to decide which one I want to go with for the year.
I do like to do business with a local broker or insurance agent when I can, but if I discover that it's much more economical for me to go with a non-local, I tend to do so. ;)
You'll have to decide for yourself what you are more comfortable with as far as choosing the right company for you. Do you want someone local? Do you want to deal with a particular company, like Allied, or do you just want the best price?
Making that decision will help you know whether or not you want to talk to a local broker or handle your entire insurance policy online. Either option is safe and practical as long as you take the trouble to be sure you are getting the right type of coverage for you.