Accident Auto Claim Injury Insurance

accident auto claim injury insurance

Accident auto claim injury insurance is important if you have suffered some type of car accident and are in need of compensation for medical bills.

Hospital bills are so high these days that it doesn't take much to pile up a mountain of debt. That is why it is important to have personal injury protection for yourself and bodily injury insurance for others if you are the driver at fault.

The law requires that all vehicles must carry at least some minimum amount of liability insurance to cover other drivers, even if you want to take a chance on yourself.

A car accident injury insurance claim can run into the tens of thousands of dollars.

The burden of those bills could make your life slightly miserable for years to come.

I don't like paying for "what if's" either, but, unfortunately, it is the world in which we live. Keep yourself covered.

Accident Auto Claim Injury Insurance Settlement

If you have been involved in a motor vehicle accident and have suffered some form of injury, you are probably entitled to compensation.

The only reason that this wouldn't be the case is if you were at fault and you don't have personal injury protection.

If you did have coverage or the other driver was at fault, you are entitled to proper compensation for your injuries as well as possible loss of wages, etc.

One of the important things that you need to do is be sure that you have accurate and detailed records of your case to prove your claim.

You will need a copy of the accident report as well as your medical bills and any other paperwork that substantiates your claim.

Don't be surprised if the insurance company tries to get out of paying the full amount owed to you. They seem to be somewhat notorious for that.

If you have a good agent, you are more likely to have less difficulty. So let's hope, for your sake, that you do.

If, however, you can't come to a reasonable agreement regarding your settlement, you do have options.

  1. You can speak to someone higher up in the insurance department chain of command.
  2. You can file a complaint with the state insurance regulator.
  3. You can try to work out your differences with an independent arbitrator.
  4. You can sue the insurance company for damages, as a last resort, of course.

What you should NOT do, however, is cave under pressure. Do not allow yourself to bullied into accepting an inadequate settlement. If you sign off on your claim, you are unlikely to be able to revisit it after the fact.

Be sure that your total damages have been firmly established and addressed before agreeing to an accident auto claim injury insurance settlement.

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