Having a vehicle protection plan to fall back on in times of emergency is not only a good idea, but it can also save you hassles and money.
Warranty Insurance is not uncommon when you are dealing with a new car purchase, but you don't have to restrict yourself to cover for new cars only.
And what do you do when the manufacturer's warranty runs out? You don't really want to be stuck with the bill yourself, do you?
Car breakdown cover is something we all want to have as a protection against unexpected and expensive faults in our automobile.
Routine maintenance is expected from time to time, and replacing your tires, changing the oil and filters, etc., are not included in the type of protection coverage were talking about here.
Instead, we're talking about major failures like the fuel pump, transmission, electrical faults, and even the car engine, to name a few.
Those sorts of repairs can cost thousands of dollars and really catch you off guard financially. It's a real relief to have for just such an occasion.
There are various types of Vehicle Protection Plans available through insurance companies, warranty companies, and even plans promoted through seemingly unrelated sources (like Costco).
It's a good idea to compare a few different plans and get some free quotes in order to determine which company would be right for your own personal circumstances.
Much like car insurance, there are variables that affect the rates you'll be quoted. Some of those variables are your location, the type of car you drive, how old it is, etc.
Personally, I'm partial to the Vehicle Protection Plan available through the Good Sam Club. They offer this warranty insurance service for more than just RV's, like a lot of people think.
The truth is, car breakdown cover, truck breakdown cover, and RV breakdown insurance are all options, That goes for their roadside assistance service, auto insurance, and basic club membership.
You do get excellent value for money with Good Sam. Having said that, you may find a really good deal on warranty insurance through your current car insurance provider. Ask!
It's possible that they don't offer the type of car breakdown cover that you are looking for, but if you've already got a policy with a company, do take the time to ask. It usually means you'll get an extra discount for taking out an additional policy with them, so it may mean savings over their competitors.
Fortunately, quotes are free so it just takes a few minutes of your time to check around and ensure that you are getting the right coverage for the best price.
Even if you have to pay a deductible on a huge repair bill that pops up out of the blue (like a transmission replacement), you'll still be way ahead of the game if you've got adequate coverage.
Fingers crossed you never have to use it!