Texas RV Insurance

Texas RV Insurance

Getting your Texas RV Insurance coverage is really quite easy these days. 

I suppose the most difficult part of the process is selecting which company you want to entrust with the policy, as RV insurance rates are available from most of the major insurers.

Buying Texas RV insurance doesn't have to be a chore, though there are some important aspects that you want to consider before making your final decision on your RV coverage.

As with any type of insurance policy that you purchase, it pays to familiarize yourself with the various types of coverage available, particularly if you are going to compare insurance quotes from various companies.


You don't want to mistakenly think you are getting the best rv insurance rate from a particular company, only to realize later that the reason it was cheaper is because it didn't include the same amount of coverage as the competitor's quote.

Like car insurance, you'll want the standard coverage that is required by law.  Specifically, you have to have a minimum amount of liability insurance.

However, a lovely motor-home or travel trailer is a big investment, so most RVers want full coverage to be sure that investment is safe. It just makes good sense!

That's where a little confusion can creep in if you aren't careful.  If you happen to simply call the company who handles your car insurance and tell them that you want to add coverage for your new RV, they'll probably accommodate you if you are already dealing with one of the major players.

However, that standard RV insurance coverage is usually not adequate or inclusive of the best Texas RV insurance benefits available.  Most RV owners want the following inclusions:

  • Coverage for the contents of your RV (personal effects)
  • Coverage for the full replacement cost if your vehicle is stolen
  • Coverage for accessories and attachments (like your awnings, antenna, etc.)
  • Special coverage for those who RV full time (like homeowners insurance)
  • Coverage for emergency expenses when/if you have a breakdown
  • Discount rates for when your RV is in storage and not in use
  • Coverage for towing should you need it (a huge expense if you don't have it)

These are all important additions that you want to be sure are included in your Texas RV insurance rates. 

If you decide to go with your current auto insurance company, ask questions to be certain that you are getting all that you really want and need.  They may offer it (some do and some don't). 

But, if you want good quality RV insurance and a lot of extra's that make your travel experience even better, consider going with a company that actually specializes in catering to the RV lifestyle, like Good Sam RV Insurance.

You'll get not only competitive rv insurance rates, but also the option to become part of the Good Sam Club that provides you with a wide range of travel discounts, access to trip planning tools, and a community of like minded travelers that help each other by sharing stories and experiences of their travels.

Even if you never plan to leave Texas in your RV, there's a lot to like about all the insider info you can get regarding all the great places to visit in your own state and beyond.

Good Sam ESP

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