Rental Car Insurance
 There are two types of Rental Car Insurance you should be aware of.The first is coverage for a replacement rental car in the event of an accident. This type of coverage is not automatic, even if you have comprehensive or collision coverage. If your car is in an accident and has to be in the shop for repairs, it could cost you several hundred dollars to rent a vehicle to replace yours. Rental reimbursement coverage is good value for money. You can get rental reimbursement coverage for as little as a $1 or $2 per month. Even if you only have to use it once every 5-10 years, it will more than likely pay for itself. Auto Rental Insurance The second type of rental insurance you may need, is insurance that covers you when you rent a vehicle. The car rental agency will require you to have insurance for renting a car to cover any damage that may happen to their vehicle when it is in your care.My husband and I were traveling in our own car several years ago when it broke down completely. Ugh! We ended up having to rent a car to continue on our trip. Because we did not have comprehensive or collision coverage on our vehicle nor rental reimbursement coverage, we had to not only pay for our rental vehicle, but also had to have insurance to cover that vehicle. The car rental agency also required that we have a credit card to rent a vehicle. They want it as security so they can charge you for any damage they may discover when the car is returned, or if it is not. It was then that we discovered another little secret. Most credit cards will automatically provide insurance if the card is used to rent a vehicle. Two things to check when renting a vehicle:
Rental car insurance is something we often don't think of until we are in a bind and it is too late. Be prepared and know what options are available to you so you don't get caught out. Return from Rental Car Insurance to Auto Insurance Policy
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