Personal Injury Protection

ambulance Personal Injury Protection coverage deals with your medical and hospital expenses as well as those passengers in your car, within limits, of course.

If you have PIP, you may also be covered if you are a pedestrian and injured by a car.

There are additional benefits that can be included in personal injury insurance. Some of them are as follows:

income continuance or loss of income if you are out of work
funeral expenses in the event of death
loss of services (like child care, if the parent is disabled)

There will be limits to this coverage based on the premium you are willing to pay. There are also likely to be deductibles. Be sure you are completely aware of all the details of your policy.

You want to have all the coverage you need, but you don't want to have more than you need, because that is your hard earned money being wasted.

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