PA Motorcycle Insurance

PA Motorcycle Insurance

PA Motorcycle Insurance is a must-have before you start wending your way around the glorious curves of Pennsylvania mountains. 


Get your motorcycle insurance quote online and discover just how quickly and afford-ably you can be cruising and enjoying all that PA has to offer. 


I spent much of my childhood in Pennsylvania, and I absolutely adore the beauty of the State.  I've enjoyed cruising around the state in a car, truck, motorhome, and yes, even on the back of a motorcycle!  :)

Unless you're traveling by foot or on a bicycle, PA state law requires you to have adequate insurance coverage in the event of any accident. 


It doesn't matter if you're the one at fault, or if you're the victim of the reckless acts of someone else.  You must have insurance.


Motorcycle insurance is no exception.  Does your son or daughter have a new motorbike that they are eager to take on the road?  Don't let them drive until they are properly insured. 


When I was a kid, our next door neighbors were great friends of ours.  Their teenage son, David, was the envy of the neighborhood with his Honda motorcycle.  The boys, especially, were green with envy. 


We did have a large field just behind our homes, but David didn't confine himself to zipping around there.  Just up the road a block or two there was a very unique and unusual crescent shaped side street. It was essentially a half circle.


Just between you and me, I think David liked to take off up the street and whiz around that crescent when he thought he could get away with it.  It was a fairly quiet area as far as traffic was concerned, so he did get away with...usually!


You guessed it! One day we got the horrid news that David had been flying around the crescent only to collide head on with a pick-up truck coming in the opposite direction. 


It could have been fatal, but thank the Lord David only suffered a broken leg.  It was a major break and he was in the hospital for several weeks as a result, but it could have been a lot worse.  Imagine the hospital bills! 


Because I was still a child myself, I can't remember who paid the bills, but I'm pretty sure that David didn't because he wasn't supposed to be on the road yet. :(


Don't make the same mistake.  Be sure that you have PA motorcycle insurance so that you don't end up in trouble with the law or financially ruined. 


It's very easy to get a motorcycle insurance quote online.  You can take a few moments to shop around and decide who will offer you the best deal for the coverage you need.


In case you aren't aware of what those coverage limits are, here's a quick look at the amount of PA motorcycle insurance required:

  • Bodily Injury of $15,000 for one person affected
  • Bodily Injury of $30,000 for more than one person
  • Property Damage of $5,000 per accident

Those are the basic minimum requirements, but you would be wiser to up those limits a bit.  The cost isn't very much more to increase them, and if you happen to be in a collision, it will be money well spent.

Be careful out there and enjoy all the beauties that PA has to offer!


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