Harley Davidson Motorcycle Insurance

Harley Davidson Motorcycle Insurance

Harley Davidson Motorcycle Insurance is available for Harley owners as well as owners of other brands of bikes as well.


Are you surprised?  The bike insurance that is branded for Harley Davidson isn't really a Harley product, per se. 


It is marketed that way, but when you check out the fine print you'll soon discover that Harley motorcycle insurance is underwritten by the Progressive Insurance Company.


That basically means that if you have to file a claim on your bike insurance policy, you will be dealing with Progressive rather than the Harley Davidson company.

If you're okay with that knowledge, then H-D insurance may be right for you.


Harley Davidson motorcycle insurance offers all of the typical types of motorcycle insurance coverages. 


There's liability, medical, collision, comprehensive, uninsured and under-insured, total loss, roadside assistance, and trip interruption coverages all available according to your needs.


But, you're probably wondering about the cost.   That's usually the bottom line for most of us.  How much are your motorcycle insurance rates going to be?


I wish I could give you a cut and dried answer, but that's virtually impossible.  Just like with auto insurance policies, motorcycle insurance rates will vary depending on all of the factors that are unique to you.


Harley Davidson Motorcycle Insurance
  • your driving history
  • your age and gender
  • your location
  • your bike - make, model, and condition
  • your choice of insurance coverage options


All of these details have to be taken into consideration when you are being evaluated for a motorcycle insurance quote. 


Your motorcycle insurance rates could be as little as $150 per year or as much as $1500 per year.  Gasp!  Outrageous, I know, but that's the sad truth for some bike owners due to their personal circumstances.


It is possible to get online motorcycle insurance rates or quotes for free by checking with some of the major insurance providers.  Most of them do offer coverage for bikes these days, so it's a good idea to shop around before you settle on Harley Davidson Motorcycle Insurance.


Riding a Harley is a sheer joy.  I understand completely why men and women alike become addicted to the pleasure.  I've had the privilege of riding as passenger behind my hubby on a variety of Harley Davidson bikes over the years. 


There's just something special about them and you want to be sure you have yourself protected - not just legally insured, but your investment covered, too, if the worst case scenario should occur. 


Get some good insurance, whether you go with online motorcycle insurance or simply call up your current auto insurance provider and have them add your bike to the policy.


If I pass you on the road I'll be sure to wave! ;)


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