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Geico Insurance - Is it for you?



Geico InsuranceGeico Insurance, love them or hate them, you can't quite ignore them!


As an insurance agency, Geico car insurance was founded in 1936 by Leo Goodwin and was originally for military and government personnel. These days Geico, for better or worse, is the third largest auto insurer in America for everyday individuals.


I put their popularity down to their Geico gecko tv commercials to be honest! :)


Geico Auto Insurance has a 24/7 customer service program and has offices and service centers throughout the country. Geico's headquarters are located in Chevy Chase, Md. The company has more than $15 billion in assets.


Geico reviews for car insurance and motorcycle insurance can be found on its own website, but we have our own Geico reviews below. Check them out, and please add your own experiences with Geico for those who come after you.


In addition to car and motorcycle insurance, Geico offers a wide range of other types of coverage, too.

  • ATV insurance
  • Umbrella insurance
  • Homeowners insurance
  • Renters insurance
  • Condo insurance
  • Co-op insurance
  • RV insurance
  • Life insurance
  • Boat/PWC insurance
  • Flood insurance
  • Mobile home insurance
  • Overseas insurance
  • Commercial insurance
  • Identity Theft insurance



Geico auto insurance offers a variety of payment methods and plans. These include automatic payments, web-pay, and phone pay. This makes handling your policy just that little bit easier because you can deal with it any time of day at your own convenience.


You can create accounts online for both the automatic payments and Web-Pay. Online pay can be made through Direct Check or debit/credit cards.


If you choose to pay bills online, you can also add drivers or new cars to your premiums, verify and adjust your deductibles, file and follow claims, and switch your street or mailing address. All of this is done through a secure website.


The phone number for Phone-Pay is 1-800-932-8872. Geico car insurance also lets you choose whether you want to pay your premiums in 2 installments, 3 installments, 4 installments, or monthly. However, the more installments you choose, the more fees you may be charged. The best savings are had when you pay for the full year all at once!


So what exactly does Geico auto insurance provide? It depends on what coverage you choose, but it provides…

  • bodily liability coverage
  • property damage liability coverage
  • medical payments (no-fault or personal injury) coverage
  • uninsured motorist coverage
  • comprehensive physical damage coverage
  • collision coverage
  • emergency road service
  • rental reimbursement
  • mechanical breakdown insurance



Geico auto insurance has competitive rates and quality customer service. They advertise that they resolve claims fast and fairly.


Geico car insurance also has a wide variety of discounts and special programs available. I love discounts! Take advantage of any you can get. Here are a list of some of the discounts you should ask about if you think you have a chance to qualify.


multi-car discountair bag discountanti-lock brake discount
anti-theft system discountcollege graduate discountdaytime running lights discount
defensive driving discountdriver’s education discountemergency deployment discount
five-year accident free discountgood student discountLouisiana military discount
military discountprofessional group discountseat belt use discount
senior-level federal employee discountrenewal discounttravelink discount



The special programs available with Geico insurance consist of accident forgiveness, guaranteed policy renewal, and a student at school rating.


As you can see, Geico Insurance offers a diverse selection of policies and programs. Its online services are quite extensive, too. So if you are trying to choose a car insurance company, be sure to get a free GEICO Car Insurance quote.


You can get free quotes online from several different sources all at once, including Geico when you use  I hope you find a great deal.


Want To Dish The Dirt On Your Insurance Company?

Most people hate spending money on auto insurance. But if you have to spend the money, you want to be sure you are getting the best deal possible.

You expect good customer service, prompt attention to claims, and help when you need it. Are you getting this from your automobile insurance provider?

Praise or punish your insurance company here. Your input will be a help to future insurance consumers who want honest opinions rather than the company line. Go ahead, rant or rave!

Title Your Review (use the company name if you like)

What Other Visitors Have Said

Click below to see reviews and ratings from other visitors to this page...

Insurance Rip Off  Insurance Rip Off by Geico


After switching my policy to Geico 18 months ago my premium has steadily increased. This latest increase is $126.


Geico ...

Geico Sucks  Geico SUCKS!


I have consistently tried to contact them regarding an accident on 03 June 2011 and as of 21 June 2011 I am still waiting for them ...

Geico Insurence  Geico Insurence is unbelievable. They've taken my money and left me uninsured! How can they do this???


I had a fender bender in April 2010, the ...

Geico Fraud   Geico Fraud Fraud Fraud!

My son was "insured" with Geico. After he backed into my parked car, causing $3000 damage, Geico refused to pay, citing a ...

Loss of Income Claim With Geico  I put in a loss of income claim with Geico and 40 days have gone by and no check.





Hi Williams,

Have you made an inquiry with your Geico ...

Geico Is A Rip-Off!  I think Geico is a rip-off!

I moved from Maryland to Kentucky and my insurance jumped over 25%. That means that if I stay with Geico I'll be paying ...

Geico Customer Service  Geico Insurance insurance has been good to us.


We have been with Geico Insurance for 4 years and have had a wonderful experience. Our rates are ...

Complaints About Geico  I don't really have any complaints about Geico yet. I've been with Geico Insuance for just over a year. I haven't filed a claim with them, but am a bit ...

Geico Indemnity Company  I have been a customer of Geico Indemnity Company since 1999.


I have had to file, I believe, 2 Geico claims in that time. One for my husband, and ...

Geico Reviews  Here's another one for your Geico Reviews!


We have GEICO Car insurance. We've been with Geico for about 8 years. We had to file a claim once; my husband ...

Geico Claims  This is my experience with Geico Claims...


About five years ago my auto was insured by Geico Insurance which had been recommended to me by a friend....

Geico Car Insurance
I Won't Be Back!
  I had my car struck by lightning a few years ago. I assumed it would not be covered. I called my carrier, Geico, and learned that it WAS covered.

I ...

Geico Car Insurance Review  I have GEICO car insurance.

In August 2005, a few days before a family car trip to Michigan, an idiot made a u-turn from the right lane when I was ...

GEICO Is The Worst  Geico is the WORST to settle a claim.


In October of last year (2011), had an accident with a Geico customer. I have gotten nothing but a run around ...

Been Carjacked? Geico Doesn't Care!  Been Carjacked? Geico Doesn't Care!


It was a few weeks before Christmas in Clearwater, Florida. An LPN, who shall remain anonymous, was taking ...

Geico RV claim  Geico RV Claim - HORRIBLE HORRIBLE HORRIBLE...

My trailer had been hit hard from a major storm and they sent me an adjuster who knows NOTHING about ...

How I Feel About Geico!  Let me tell you how I feel about Geico...

I had Geico Insurance and my daughter bought a new car. The insurance was changed, and about six months ...

Shame On You Geico  All I can say is "Shame on you, Geico!"


I am a senior citizen on a fixed income. I purchased a brand new car in 2005, took great care of it, made ...

Geico Leaves Me Without Insurance  Geico Leaves Me Without Insurance And With Damage Invoices Unpaid After Accident


I'm not quite sure what to do here. I was involved in an accident ...

Geico Refuses To Refund Me Remaining Balance  I used to own a car insured with Geico, and I sold my car in Jan 2011. I called Geico to cancel my policy, and since they deducted the money in advance,...

Don't Get Geico Ins.  This is to warn you - Don't get Geico Ins.


I was in an auto wreck 2 weeks ago. The boy turned left in front of me. He was cited and now Geico ...

Geico Dropped Us!  Geico dropped us for 3 claims filed in 3 years!


We received a non renewal letter stating the decision was made on 3 claims being filed.


We ...

Need Help Getting Answers From Geico  I need help getting answers from Geico!


I live in Cape Canaveral Florida and On December 26th a Geico customer ran through my fencing and chased ...

Why not get collision coverage on a BRAND NEW CAR?  Why not get collision coverage on a BRAND NEW CAR?

I bought a 2010 Infinti FX35 and called my GEICO agent (or the 24 hour hotline) to speak to a representative ...

Save Money on Car Insurance?  While searching for a new source for car insurance due to rate increases by Progressive, I responded to one of Geico's ads saying that I could save 15%...

Geico Insurance Adjuster  My daughter was in a accident on a Wednesday evening, and on Thursday I called to file the claim. I was told by the Geico representative that the Geico ...

Geico is not the way to go!  Geico is not the way to go!!! All they have to offer is commercials about lizards!!


I have been waiting to get paid from GEICO since June 28 and ...

Robbed by Geico!  I was robbed by Geico!!!

I backed into my daughter's car in our driveway. Both cars are on our insurance policy with Geico.


Geico is making ...

Geico Personal Injury NOT PAID  My Geico Personal Injury NOT PAID!


A 17 year girl from Spencerport NY ran into the back of my car while I was at a red light. She was on her cell....

GEICO Arizona  I've had GEICO Arizona insurance for my primary residence, rental properties, vehicles and motorcycles for over 20 years.


Each time I've had to ...

Don't Go To Geico  Geico denied my claim for personal injury against all odds. I had all the records, all the canceled checks, all the proof. My claim for lost wages was ...

Geico Claim  My Geico Claim was denied!!!


A 17 year old girl ran into the back of my Scion xb. I was standing still at a light. She was on her cell phone. We ...

Geico - So simple even a customer service rep can't get it right.  Geico customer service staff are happy to provide all kinds of misinformation, but are really cheerful about it, and conclude the conversation with "Is ...

Geico Ran A Credit Check  Geico ran a credit check on me without authorization. I did not contact them at any time.

There were two people living here with the same name, and ...

Gieco Insurance   I had spoke with a Gieco Insurance sales representative and set up to have my vehicle fully covered.


Well, unfortunately, 2 days later I sideswiped ...

Bad Experience With Gieco  I just had a really bad experience with Gieco. I am so mad right now I just hope a manager reads this.


First off I have been a Geico insurer for ...

Geico TV Commercials  The only set of commercials Geico ever made that was worth watching were the Caveman ones. Now they have nothing but a line up of crap.





Grin!...

Geico Is Wacko!  Geico is Wacko, in my opinion!

To make a long story short, I've been a Geico customer for 30 years (true). We have 4 cars covered by them. Yes, I ...

GIECO  The name of the insurance company I'm with is Gieco. I've been with them for 2 years. I've never had to file a claim, so I can't really say how they ...

GEICO - Lower rates after cancellation  Believe it or not, with Geico, lower rates after cancellation was what we got! Here's my story...


I've been with Geico for a few years. For the ...

Geico Gets My Vote (and Business)  I've been with Geico since 1976 and originally signed with them on the advice of a friend. That's 32 years with one insurance company -- so they must be ...

Car Geico Insurance Texas  Review for Car Geico Insurance Texas

I use Geico to insure my family's automobiles. I have been with them for three years now.

I have filed ...

Geico Gecko Doing The Robot! 

I love that Geico Gecko Doing the Robot!


Those Geico Gecko TV commercials are great, aren't they?



I've been with Geico Ins....

Geico Car Insurance Rates  The Geico Car Insurance rates were better for me and my friends.

I had Progressive Inusrance for several years. They raised the prices and were fairly ...

Gieco Caveman Commercials  I love the Gieco Caveman Commercials!

"So Easy A CaveMan Could Do It"

After being with Geico insurence for three years I believe this statement ...




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