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Geico Claims

by Elizabeth
(Florida, USA)

This is my experience with Geico Claims...


About five years ago my auto was insured by Geico Insurance which had been recommended to me by a friend. During the three years I was with them as a customer I found their rates fair and their service adequate.


Then I was in an accident that changed my opinion of Geico and probably of insurance companies in general.


I was turning into a parking lot from the highway when a female bicyclist who was riding a borrowed man's bicycle that was much too high and big for her couldn't stop when she saw my car entering the parking lot as she was riding along the sidewalk.


Because she couldn't get the bicycle to stop, she hit the rear bumper of my car as I was almost all the way into the parking lot. Consequently, she fell off and the bicycle dented the rear end of the fender of my car.


I had a friend in the car with me who witnessed the whole thing. I was not ticketed by the police and the police report faulted no one. She refused medical attention when I offered to take her to a clinic or the hospital.


Later I found out that she went to work and was never off a day from her job as a waitress in a restaurant where I checked with the manager. However, Geico claims department would not speak to me regarding the fact that she was out to "get the insurance company" and that she was at fault.


They paid her but wouldn't tell me how much. I was so angry that they allowed her to get away with the scam that I left Geico Insurance and went to Hartford through AARP.





Elizabeth,

Thanks for taking the time to tell us about your experience with Geico Insurance Florida. Isn't it strange that they were so quick to pay out on that claim without any substantiating evidence?


I'll never understand insurance companies! I hope they are as quick to pay when their customers have claims.


I can certainly understand your outrage and sense of injustice. Life's like that, but it's never easy to take.


I hope you have good results with Hartford AARP. I've read some good things about them. I hope you find that to be true for you personally.

Safe Driving!

Comments for
Geico Claims

Click here to add your own comments

traffic tiket
by: Anonymous

When you are in an accident and at fault does geico pay your traffic ticket

Insurance paying for traffic tickets
by: Angie

I've never heard of Geico or any other insurance paying for traffic tickets that you may receive as a result of being the person at fault in an accident. That's wishful thinking, I'm afraid.

Hope you weren't hurt in the accident!

Delay, delay, delay
by: Frustrated

Just returned from a meeting with an attorney over my claim against Geico. We were stopped at a light when we were rear-ended by a Geico insured women talking on a cell phone. My wife had an injured back and was taken by ambulance to a local hospital. The driver who hit us was cited by the state police for reckless driving. Geico has stalled for almost a year in settling our claim and is refusing to pay for doctor ordered therapy. We have finally retained an attorney to attempt to resolve the issue although this should not be required. Their claims adjuster has been rude and caustic. Despite their clever ads, I'd be wary of their services.












Geico Claims Won't Pay Up
by: Angie

Hi Frustrated,

I'm so sorry to hear of your accident and the poor treatment you have received at the hand of Geico. It really is appalling the way so many insurance companies try to get out of paying legitimate claims.


I often think that they force all of these delays to wear victims down so that they will just settle for less. If that is true, it's reprehensible.


Hopefully you'll win your case easily and Geico will be required to pay your lawyer fees too. Perhaps the judge will even throw in extra because of their nasty tactics - that's been known to happen.


I hope your wife is fully recovered from her back injury and that she has no long lasting problems.


Geico claims adjusters rake you over the coals!
by: Anonymous

My daughter had the right of way, their insured made a left-hand turn across the traffic right in front of my daughter. There was nothing my daughter could do besides hit the horn and brakes, which she did. The other lady received a citation for failure to yield. Geico is saying my daughter is 50% at fault. We will most likely end up going to court over this! You better hope you never have an accident if the other party is Geico!!!!

Fighting with Geico Claims Department
by: Angie

I had that exact same experience many years ago as a new bride. Someone pulled out to make a left turn right in front of me leaving me no options to avoid an accident.


Fortunately the lady insisted that she was at fault (which she was) and her insurance (Allstate), paid up immediately.


I'm sorry to hear that this has happened to your daughter. I hope that if it goes to court the judge will tack on extra compensation to you to teach Geico a lesson about handling claims honestly!

Geico and car Insurance is a Joke
by: Anonymous

My wife was hit by a driver who ran a red light. My wifes van flip two times. The van was totalled. Even though the other person was at fault because both of us are insured by Gieco they have no reason to treat us fairly, which they arent. They are only paying 12,400 on a vehicle that NADA, Kelley, and several dealers say is worth 13,400.

Insurance get to screw over the small guy again

HIDE AND SEEK
by: JULIA

LAST YEAR I WAS HIT BY A GEICO INSURED WHO WAS DRUNK AND EVEN WENT TO JAIL AT THE SCENE....AND EVEN THOUGH AN EMPLOYEE AT GEICO ADMITTED TO ME THAT THEY ACCEPT LIABILITY....I AM STILL WAITING FOR PAYMENT...I INCURRED BACK TRAUMA AND WHIPLASH WHILE I WAS ON THE WAY TO BE WITH MY MOTHER WHO WAS IN OPEN HEART SURGERY....AND I ENDED UP BEING SEEN IN THE ER DEPARTMENT WHERE SHE WAS WAITING FOR ME BEFORE BEING SEDATED!!!

NOW GEICO HAS NOT PAID AND AND YOU WOULD THINK THEY WOULD BE EMBARASSED BY THEIR CLIENT WHO WAS DRIVING DRUNK AND WAS ARRESTED. HE WAS SPEEDING ON THE FREEWAY OVER THE LIMIT AND COULD HAVE KILLED ME!!!

HOW CAN GEICO BE SO HEARTLESS? IT'S NOT LIKE THEY DON'T HAVE THE MONEY!!!

STILL WAITING TO PAY DOCTOR BILL AND ATTORNEY FEES.....7 MONTHS LATER.

waitng on my claim over 30 days now
by: Anonymous

some one stolen my vehical last month it's been over 30 days and geico still haven't made a decision on my claim, this causing n big inconveince for me. im not happy with geico's services.i will not reccommend their service's to any one. im now in a rental car, but i been told if they dont finish the invesdtagation by the time my rental car is returned then i will have to pay out of pocket money. why should i have to pay any money out of my pocket because their investagator cant find the person to support my claim. im the victim in all this and geico is treating me like im a crimanal,that's not right. soif anybody out there can hear me please switch over to another insurance company because this insurance company is not right.

Geico Fraud Insurance
by: Anonymous

Geico changed my coverage’s without my consent, I had 100,000/300,000 limits and liability and my uninsured and underinsured were also 100,000/300,000 all the same. They lowered my uninsured and underinsured down to 25,000/50,000 without letting me know either through email or mail. I kept paying the same amount of money without knowing the change they had made, an "Automated change" they called it. I found out about the change after a car accident that broke my back, and I ended up with a 3 level fusion. Two years after the accident I still have a year left of physical therapy. I am still fighting Geico insurance but they lie and use unethical tactics. I will continue the fight until my scars disappear, or they pay my limits before they changed them.

Failure to pay for Client's damages
by: Bob

The GEICO client pulled into a parking space in the Safeway parking lot. I then started pulling into the parking space next to the space that she pulled into. As I was pulling in next to her space she threw the driver’s door open which I hit. As far as I know everyone agrees with this account. I was accused by GEICO of not having a "proper Lookout". By Maryland Law, she was guilty but GEICO refuses to pay my damages

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