Home
Search
Insurance Info Quotes
Discounts
Companies
Agencies
Rates
Coverage Types
Policy Types
Claims
Reviews
Comparisons
By Company AAA Insurance
AARP/Hartford
Allstate
American Family
Amica Insurance
Encompass
Farm Bureau
Geico Insurance
Progressive
State Farm
Unitrin Direct
By Country Australia Insurance
Canada Insurance
UK Insurance
Insurance in India
God's Insurance
Driving Tips Driver Education
Safety Tips
Site Info Latest News!
About Us
Disclaimer
Privacy Policy
Contact Us

[?] Subscribe To This Site

XML RSS
Add to Google
Add to My Yahoo!
Add to My MSN
Subscribe with Bloglines

Commercial Auto Insurance

Business Cover That Is Right For You


2006 Toyota Tundra BlueCommercial Auto Insurance coverage offers solutions for businesses both large and small. Regardless of the type of vehicles your company utilizes, you will find a commercial car insurance that is right for your venture.







It is important to consult your prospective insurance agent or broker on the specific technical differences between a personal auto insurance policy and commercial car insurance.

With commercial auto coverage you will need the same types of auto insurance coverage as you have on your personal auto policy.


Vehicles Covered By Commercial Car Insurance

It doesn't really matter if your business is landscaping with a variety of pick-up trucks, a transport company with a fleet of semis, or an insurance company :-) with a lot full of high-end sedans.


You can generally get commercial auto coverage for any type of business, even if it is a new venture. The insurance agency will determine your coverage needs based on the kind of driving you do, the number of employees using the vehicles, or using their own vehicles for business purposes.


Commercial Auto Coverage On Personal Vehicles

1995 Dodge Grand Caravan WhiteUsing your personal vehicle for business purposes is great, especially for small business owners. It is often beneficial for tax purposes, etc. Definitely look into the possibilities.


But do know this, insurance companies can be a bit sneaky. (Sorry, guys, but you know it's true). Just because you have an umbrella liability policy with your personal auto insurance, does not mean you will be covered if you are using your car for business related purposes. They can deny your claim in the event of an accident. Be sure you are covered.


If the car is "owned" by the business, be sure that the business name is included in the policy as the "principal insured." If you just insure the vehicle in your own name, you may well have a hassle on your hands if you have to make a claim. (I told you they are tricky). :-)


As with all types of auto insurance policies, check around for the best prices. You can get comparison online auto insurance quotes to save yourself a bit of time.


Before making your final decision, it is probably best to speak directly to the agent or insurer to be sure that you are clear on the specifics of your potential commercial auto insurance policy.


By the way, if you're just thinking of starting a business, here are a few steps to consider to start up a cleaning occupation of your own. In this day and age, it's not a bad idea.


Return from Commercial Auto Insurance To Auto Insurance Policy
Return to Auto Insurance Helper Homepage



New! Comments

Have your say about what you just read! Leave me a comment in the box below.

Search our site:



Get Free
Insurance Quotes
To See How Much
You Could Save!

Enter ZIP Code:

Canadian Residents
Click Here


Free Auto Insurance Quote at QuoteGuardian.com!


Liberty Mutual Auto Insurance