Collector Car Insurance

Collector Car Insurance

Protect your investment with collector car insurance and give yourself the satisfaction of knowing that your investment is safe.


From the time little boys start collecting matchbox cars, they get bitten by the car collecting bug.


Some boys get bitten a little harder than others. :-)


I vividly recall when I was growing up that my best friend's brothers were always working on their Chevrolet Chevelle in the garage next door.

I was both impressed and baffled that my 9 year old friend, Donnie, could name nearly every car that passed us on the street, giving the make, model, and year.


Maybe it's a "guy thing?"  :)


Don't get me wrong.  I can ooh and aah with the best of them when it comes to some of the gorgeous vintage cars you see from time to time.  They really are works of art!


Unfortunately, unless I actually see the name of the maker on the vehicle, I just couldn't tell you one from another.  Is that embarrassing to admit?  :) 


Oh well.  I do appreciate the value of the golden oldies when it comes to the auto industry, so I wanted to be sure that you appreciate the value of getting the right kind of collector auto insurance for your classic beauty.

Collector Cars - What Qualifies?

Collector Car Insurance

Collector cars used to be those automobiles that were considered classics or antiques, but nowadays the category of collector cars has broadened to cover a wider range of vehicles.


Even some newer cars can be classified as a collector auto if it has certain features, such as:

  • Convertibles
  • Muscle Cars
  • Hot Rods
  • Foreign Sports Cars
  • Vintage Pickup Trucks
  • Historic Race Cars
  • Exotic Cars
  • Some 2-door Sports Cars

Basically, if you want to purchase collector auto insurance, you have to treat your vehicle as a collectible. Otherwise, you will need to cover it with regular auto insurance.


If you are unsure whether or not your vehicle would be classified as a collector, ask each insurer when you begin searching for your collector automobile insurance rates.

Requirements For Collector Car Coverage

It is fairly easy to get collector auto insurance online quotes so that you can compare prices and options before making a decision.


Most insurers will ask for a few photos of your vehicle to keep on file with your policy. You should get an exterior photo, interior photo, and pictures of the engine and trunk, as well as any special modifications.


A second requirement to qualify for coverage under collector car insurance rates is that you keep your vehicle in a secure, locked garage or storage facility. They will generally approve your own garage if it is secure.



If you are fortunate enough to own a collector auto, be sure to take the time to purchase the appropriate collector car insurance to meet your needs. If it comes to the "crunch" you'll be glad you did. :-)

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