Get your classic car insurance quote online and save some money while you're at it.
Special cars need special insurance. You want to be sure to find the right kind of insurance for you and your classic baby, so don't settle for standard auto insurance.
There are special features that you can get for your classic auto insurance policy.
Consider features like agreed value, comprehensive coverage only, spare parts coverage, and high liability limits.
Agreed value is important when dealing with classic automobiles.
You might already know that insurance companies typically only pay
claims to the estimated value of a vehicle based on the Kelley Blue
Book. Of course, an "older" vehicle is usually worth a lot less than a
You don't want to make the mistake of covering your "antique" or "classic" vehicle under those conditions or you'll pretty much be devastated if your car is damaged and you discover that you won't be able to cover your losses.
When you insure for "Agreed Value" you'll know ahead of time what you can expect to get back when you make a claim and won't be sideswiped with any surprises.
Another feature you might not be overly familiar with if this is your first foray into getting a classic car insurance quote online is Spare Parts Coverage. Replacing parts on a classic automobile is almost always a lot more expensive than replacing parts on modern cars, except in cases of the highest end vehicles.
Because of this little fact, it makes good sense to get coverage for the cost of replacing parts as needed. It can save you a lot of money down the road.
Not all insurers will deal with classic cars, but there are a good number that do. Your best bet is to shop around and get a few different quotes.
You can get free quotes online to save time. After getting your online quote, you may decide to contact your preferred company directly to see if you can negotiate an even better deal.
This is also a good idea if you have any specific questions or desires that are not clear from your online quote, or if you are unsure about what exactly the policy entails.
By getting insurance quotes online for your classic auto, there is a good chance you will save yourself some money. It is certainly worth the few moments it takes to give it a try.