The cheapest car insurance in Australia for you may be found at a
different company than the cheapest auto insurance in Australia for your
You need to know what specific things to look for to find the best deals in your state for you.
You're not going to find a "flat rate" for Australia car insurance in most cases. The insurance company wants all the nitty-gritty details of your life before they are willing to offer you a discount.
Okay, so I'm exaggerating a bit! :) It's really not that bad, but you do have to provide them with some basic info about yourself, your car, and your driving history.
All this information works together to help the Australia auto insurance company determine how much of a risk you are and how likely you are going to be to cost them money.
Obviously, the business of insurance companies is to provide you with a sense of protection with the inevitable hope that you won't ever need to make a claim.
There are plenty of statistics that come into play, therefore auto insurance rates will vary depending on...
You CAN get discounts, though, if you know what to ask for. That's what we're here for. To help prepare you so that you'll be able to find the best and most affordable Australia car insurance for your particular situation.
Let's start with these tips. You'll save money if you...
Don't be afraid to ask plenty of questions and ASK for a better rate. You can often save money just by asking. Don't be intimidated.
If you watch much TV in Australia, you're bound to see plenty of car insurance commercials. Off the top of my head I can think of recent insurance adverts for AAMI, Budget Direct, NRMA, Suncorp, iSelect, Real Insurance, and more.
Yes, some of the ads are cute and some of them are annoying. No matter how you look at it, all these insurance ads are good for you. It tells you that competition is fierce and insurance companies are vying for YOUR business.
Use that knowledge to your advantage. Take time to get some free online quotes and shop around for your insurance. If you're the type who prefers to call around, then do that. Personally, I can't stand to sit on hold all the time but some people do prefer that personal touch of talking to a live human being.
Just remember, your goal is to find the cheapest auto insurance in Australia for you from a reliable company who will pay your claim if you ever have to file one!
Best of luck, and be careful on the roads!