Auto Insurance For Young Drivers
Let's Just Stay Off The Roads!

auto insurance for young drivers

Auto insurance for young drivers can be pretty expensive!  However, there are ways you can save money if you know what to do to keep costs down.


When your teenage son or daughter reaches driving age, they will have a difficult time finding car insurance for teens that is affordable.


If you add them to your policy, you will be able to get a better deal, but be prepared for the huge jump in your own premiums, especially if have a son. :-)

Teenagers tend to get in more accidents because of their inexperience, and/or their high jinx.


Hopefully, you will have been successful in passing on safe driving habits to your kids, which will, if nothing else, help to give you peace of mind.


When drivers (of all ages) are conscious of the potential life threatening and life changing events that can occur due to carelessness or foolishness, they are much more likely to be cautious and good drivers.

Auto Insurance For Young Driver Discounts

There are several things you can do to help decrease the high cost of auto insurance for teens and young adults.

  • First of all, instead of getting a separate policy for your teenager, add them to their parent's policy as I mentioned earlier. It usually costs more for teens to have their own individual auto insurance policy.

    If you go that route, be sure to ask for a multi-vehicle discount, which will help with the savings, too.

  • The second thing that will help reduce the premium for car insurance for young drivers is, believe it or not, getting good grades.

    A lot of companies will offer a lower rate for students who carry at least a "B" average in school. They also will take into consideration whether or not the teen has taken an official driving course.

  • Next, consider taking a defensive driving course.  You can take one online these days, and this will automatically qualify you for additional savings.  You'll find more information on this option at idrivesafely

  • Finally, you are able to save money on auto insurance for young drivers if you choose a car that is considered a "safe" choice. A sporty or high performance type car is considered to encourage recklessness and higher speeds. They should be avoided if you are trying to keep your auto insurance rates down.

    Choose a vehicle that is not too small, is easy to drive, but is not a truck or an SUV. All of these factors are taken into account by the potential insurer.


Be sure to shop around. You will be surprised at the range of quotes you may get from different companies when it comes to car insurance for teens. Here's a few of my favorites that will give you free quotes to give you an idea of what kind of prices you'll be looking at.


Young people need to be reminded that as they get older, their insurance premiums will drop if they maintain a good driving record.


Safe driving is important not only for their own health and safety as well as others on the road, but it can save them a lot of money in the years to come.


Be careful on those roads!


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