American Family Insurance
Is American Family Auto Insurance Right For You?

American Family Insurance is an insurance company that started in 1927. Its headquarters are in Madison, Wisconsin.


American Family has developed a reputation for more than just insurance. Over the years, they started their own brokerage, as well as a children’s hospital.

American Family Insurance


American Family offers a variety of products to their customers. You may see their TV commercials depicting a group of American Family agents carrying a automobile down the street. Obviously, that ad is targeting the car insurance market, but they do offer much more for consumers.

American Family Mutual Insurance has policies for auto insurance, home insurance, umbrella insurance, health insurance, life insurance, retirement insurance, business insurance, and farm and ranch insurance.


Among the American Family Auto Insurance policies available, you can get coverage for your cars and trucks, motorcycles, motor homes, boats, snowmobiles, and ATVs.


When you're insuring your cars and trucks, this coverage can include liability, comprehensive, collision, dependable protection (such as uninsured motorist), emergency road service, auto rental reimbursement, accidental death and dismemberment, and auto lease and loan protection.


If you are considering American Family Car Insurance, be aware that American Family Insurance also offers discounts such as their Auto and Home Premium Advantage, Auto and Life Discount, Air Bag Discount, Multiple Vehicle Discount, Accident Free Discount, Good Student Discount, Teen Safe Driver Discount, and Defensive Driving Discount.


The more discounts you are eligible to claim, the lower your premium rates will be!


In addition to the typical auto insurance coverage already mentioned, American Family Motorcycle insurance policies offer collision and comprehension coverage including the frame, fork, instruments, lights, handlebars, the motor, mirrors, seat, and wheels. You can purchase additional coverage that will cover saddle bags, windshields, cd players and discs, luggage racks, trunks, trailers, extended forks, etc. The policy will also cover losses due to theft, fire, wind, defacement, lightning, and hail.


Motor home coverage includes liability coverage and comprehension and collision coverage. Comprehension and collision coverage covers the following events you may not normally consider ahead of time...


  • vacation expense allowance
  • personal effects coverage
  • optional additional personal effects coverage
  • emergency roadside service coverage




Do you own a boat? Lucky you! :) American Family Boat Insurance gives you pretty good coverage for your possible boating needs. Here's a list of some of the damages you can be covered for:


  • theft
  • vandalism
  • lightning
  • windstorms
  • tornado
  • hail
  • fire
  • explosion
  • collision with other boats, stumps or rocks
  • transportation problems



American Family Insurance also offers emergency services, hurricane emergency removal coverage, protective repairs, recovery, boating equipment coverage, claims and defense expenses, emergency first aid, and pollution damage.


In the winter, you may want to consider getting some snowmobile coverage. This will include bodily injury and property damage liability, comprehension, collision, medical expense, and uninsured and under-insured motorist. This may seem a little "over the top" for some people, but if you knew the guys in my family, you'd not think it was so strange! :)


Bodily injury and property damage liability covers bodily injury, damage to other snowmobiles, other property damage, first aid costs, court costs, bail bond, defense costs until liability limits have been met, and pays for lost wages if work is missed due to a court appearance.


Of course, comprehensive and collision coverage is also available. Comprehension coverage provides protection due to fire, theft, falling objects, and defacement. Collision coverage protects people in case of collision with other snowmobiles or stationary objects.


People can also get trailers/accessories coverage, a variety of deductible options, medical expense coverage, uninsured and under insured motorist coverage, uninsured motorist property damage coverage, and higher liability limits. Did you know there were so many options available when it comes to something as simple as a snowmobile? I didn't. If found it quite remarkable.


I hope you found this brief summary describing of some of the resources available to you through the American Family Insurance Company to be both helpful and informative. Safe Driving!

Dish The Dirt On Your Insurance Company!

Most people hate spending money on auto insurance. But if you have to spend the money, you want to be sure you are getting the best deal possible.

You expect good customer service, prompt attention to claims, and help when you need it. Are you getting this from your automobile insurance provider?

Praise or punish your insurance company here. Your input will be a help to future insurance consumers who want honest opinions rather than the company line. Go ahead, rant or rave!

What Other Visitors Have Said

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American Family Mutual Insurance Company 
I've been with the American Family Mutual Insurance Company for 12+ years and I'm pretty happy with them. I had to file a claim in 1998. I thought …

American Family Insurance Group 
I've had a great experience with the American Family Insurance Group, and I'm very happy to share it with others who may be thinking about using AFI for …

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